2023 ANNUAL GENERAL MEETING

Investing

IN A BETTER FUTURE

  1. Call Meeting to Order
    Confirmation of quorum
  2. Approve Minutes of the April 7, 2022 Annual General Meeting
  3. New Business:
    As special business, to confirm the repeal and replacement of the Credit Union’s by-laws
  4. Election of Directors
  5. Reports
    Board of Directors Chair and Chief Executive Officer
    Diversity Report
    Credit Committee
    Audit Committee
  6. Review of the 2022 Financial Statements
  7. New Business:
    Appointment of External Auditors
  8. Other Business:
    To vote on the Proposed Airline Financial Credit Union Asset Purchase 
  9. Adjournment

Report of the Board of Directors Chair & CEO

In 2021, the Board and Executive teams developed a bold new Strategic Plan along with an updated Vision and Mission for Luminus Financial by responding to the needs of our member-owners and communities. In 2022, we began implementing this plan, with key tasks and outcomes falling under our four new Strategic Pillars:
  1. Financial Stability
  2. Core Operations
  3. Member Focused Banking
  4. Assurance & Trust

During a demanding year, Luminus Financial has relied on our Four Foundational Pillars to navigate challenges with unwavering conviction. Our focus on anticipating future needs and being responsive to changing circumstances means that the credit union will remain strong and innovative, while always keeping our core community values at the forefront of everything we do.

Read the full report here.

2023 Financial Results

$547,686

NET INCOME

$171 Million

IN TOTAL ASSETS

$158.7 Million

IN DEPOSITS

$3 Million

IN INTEREST PAID TO MEMBERS

$6.2 Million

FINANCIAL INCOME

$10.4 Million

IN MEMBER'S EQUITY

$147.6 Million

IN LOANS TO MEMBERS

Credit Union Bylaw Changes

Luminus Financial has updated their bylaws as follows:
  • New and amended definitions
  • Content being removed from the bylaws to a Board-approved policy, e.g., qualifications
    for directors additional to those required by the Act, nomination and election procedure
  • Greater discretion in the manner of voting at annual general meetings, to permit the Board to deal with circumstances which may require or make preferable a particular manner of voting
  • Clarification of director term limits, permitting stricter enforcement of those limits
  • Modernization of the ways in which notice can be given of a membership meeting
  • Providing that each annual general meeting will consider a report on the gender diversity of the Board

Director Elections

CANDIDATES ACCLAIMED TO THE BOARD OF DIRECTORS:
  • Ashanna Khanna
  • Donna Johnson
  • Gavin Price
  • Jonathan Bowness

Discover financial summaries and much more in the complete annual report.