Are you looking to achieve your financial goals faster? A Luminus Financial guaranteed investment certificate (GIC) can help you do just that. Whether you’re saving for a down payment on a home, planning a dream vacation, or preparing for retirement our 18-month term deposit – now at an impressive 5.15% – will help you reach your financial goals faster.
with our 18-month term deposit, you can reap the benefits of a high-interest rate without locking your money away for too long.
Make the most of your investment savings account by tying it to any registered, non-registered, or Tax-Free Savings account.
Never worry about your money. The Financial Services Regulatory Authority (FSRA) provides unlimited deposit insurance on all registered products*.
A GIC – or “Guaranteed Investment Certificate” – is a low-risk investment that guarantees a rate of return over a fixed period, typically between 1-5 years. When you invest your money in a GIC, you’re investing in a safe and secure savings method that will help you reach short and long-term financial goals whether it’s for a major purchase, the trip of a lifetime, to start your own business, whatever!
Since 1951, Luminus Financial has proudly served the Toronto and Weston communities, providing daily banking services and accounts to thousands of Member-Owners just like you.
We call them Member-Owners because when you join Luminus, you become a co-owner in the credit union, able to provide feedback and even vote on the decisions and directions we take. We also share or successes with our Member-Owners in the form of dividends paid out each year. Learn more about us, or stop by for a visit. We’re right down the street!
Terms & Conditions
* Special promotional rates and conditions may be changed or withdrawn at any time without notice. Existing term deposits cannot be broken to receive this offer.
* The Financial Services Regulatory Authority of Ontario (FSRA) provides unlimited deposit insurance protection for deposits held in registered savings plans while non-registered deposits (savings accounts, term deposits, GICs, chequing accounts, certified cheques, money orders, bank drafts and funds in transit) in the name of an individual member are covered up to $250,000. Visit the FSRA website for full details.
