1-YEAR GIC
4.80%
*New funds only.
Grow interest confidently.
Don’t just dream about your future – make it a reality with a 1-Year GIC at 4.80% from Luminus Financial. Whether you’re saving for that dream vacation, your child’s education, or a comfortable retirement, our high-interest GIC ensures your money works tirelessly for you.
Grow Your Savings With Luminus
What is a GIC?
A GIC – or “Guaranteed Investment Certificate” – is a low-risk investment that guarantees a rate of return over a fixed period, typically between 1-5 years. When you invest your money in a GIC, you’re investing in a safe and secure savings method that will help you reach short and long-term financial goals whether it’s for a major purchase, the trip of a lifetime, to start your own business, whatever!
Save Money – Guaranteed.
While the world around us changes, your financial journey should be smooth sailing, and our 1-year GIC ensures just that. No complex investment strategies, no sleepless nights over market fluctuations – just a reliable, secure way to grow your wealth and turn your aspirations into achievements.
Looking for even more rates?
18-Month Fixed
Term Deposit
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Minimum $500 Deposit
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RSP, RIF, and TFSA Eligible
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FSRA Deposit Insured
2-Year Fixed
Term Deposit
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Minimum $500 Deposit
-
RSP, RIF, and TFSA Eligible
-
FSRA Deposit Insured
3-Year Fixed
Term Deposit
-
Minimum $500 Deposit
-
RSP, RIF, and TFSA Eligible
-
FSRA Deposit Insured
For a full list of available rates from Luminus Financial, click here.
Your Neighbourhood Credit UnionFor Over 70 Years
A Trusted Financial Partner
Since 1951, Luminus Financial has proudly served the Toronto and Weston communities, providing daily banking services and accounts to thousands of Member-Owners just like you.
We call them Member-Owners because when you join Luminus, you become a co-owner in the credit union, able to provide feedback and even vote on the decisions and directions we take. We also share or successes with our Member-Owners in the form of dividends paid out each year. Learn more about us, or stop by for a visit. We’re right down the street!
Terms & Conditions
* Special promotional rates and conditions may be changed or withdrawn at any time without notice. Existing term deposits cannot be broken to receive this offer.
* The Financial Services Regulatory Authority of Ontario (FSRA) provides unlimited deposit insurance protection for deposits held in registered savings plans while non-registered deposits (savings accounts, term deposits, GICs, chequing accounts, certified cheques, money orders, bank drafts and funds in transit) in the name of an individual member are covered up to $250,000. Visit the FSRA website for full details.
